As First-time home buyers, these are some of the questions people have when thinking about buying a home.

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• What’s the first step in the home-buying process? - Understanding the initial steps, like getting pre-approved for a mortgage, helps set the pace for what to expect.

• How much can I afford? - It's crucial to understand budgeting before diving into listings.

• What do I need to know about the down payment? - Details about minimum down payments and ways to finance them can significantly impact the buying process.

• How do I choose the right property? - Asking about the factors to consider (e.g., location, size, amenities) can guide one to decide on their lifestyle and needs.

• What should I know about the neighborhood? - Insights into the community, schools, and local amenities can influence decision-making.

• What are closing costs and how much should I expect to pay? - Understanding all the expenses involved in closing the deal is crucial for budget planning.

• What’s the significance of a home inspection? - Knowing why it’s important and what it entails can save a lot of trouble down the road.

• How long does the home-buying process take? - Setting realistic expectations about the timeline can help manage your plans and stress levels.

• What is a mortgage rate and how does it affect me? - Understanding how interest rates impact monthly payments and the total cost of the loan is fundamental.

• Can you explain the different types of mortgages? - Getting a breakdown of the various mortgage options available can help a buyer choose the best one for their situation.

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